Kerala Vishwakarma Co-operative Credit Society Ltd, shortly referred to as KVCC was formed in 2000-01 with an aim of providing loans for the needy in our community. Over a period of time investments in KVCCL grew in the form of Fixed Deposits, Recurring Deposits, etc. It was estimated that our community members badly need funds for their various requirements. KVCC has been extending personal loans, educational loans, housing repair loans, etc. It had also been providing loans for marriages, education, etc.
Business, not charity KVCCL offers various types of loans at a nominal rate of interest to salaried individuals and growing businesses that lack access to conventional forms of credit. It is committed to the economic and social development of its borrowers and to promote our community’s economic growth. While there is clearly a social component to this initiative, it is not a philanthropic initiative. The majority of the loans are given to the members considering their repayment capacity.